Obtaining Military Documentation for VA Loans

va loan documentsAs a veteran, you will at some point want to purchase a home with a VA loan. The best way to do that is to get a home loan through the Veterans Administration. Like all other types of loans, VA loan documents will be required to get your application approved.

VA Loan Documents

The main document that you must get to secure a VA loan is the Certificate of Eligibility (COE). Once you have this document, you will be able to provide a lot of information proving that you are eligible for this type of loan.

Steps in Obtaining Certificate of Eligibility

The first step in obtaining your certificate of eligibility is to ask your lender if they offer VA loans. You will also want to ask the lender if they offer you the opportunity to obtain your COE online. Most lenders will have access to the VA loan system which can allow you to get your certificate of eligibility within a few minutes. In some cases, your lender may not be able to get this document via the internet. Then you will need to ask your lender about other ways to get this documentation.

Ways To Get Certificate of Eligibility

When looking to get your certificate of eligibility, you will need to keep in mind the three ways you can get it. First, you can use the internet and access the VA e-Benefits Portal. This will allow you to find your COE and print it out immediately. You can also send a request to the Atlanta Regional Loan Center via mail and get the COE by regular mail. Those who are looking to get their COE can also use their lender to access the VA online portal and get the document that way as well.

Other VA Loan Documents Needed

Another thing required to obtain documentation to secure a VA loan is to provide proof of service. Oftentimes, it will be necessary to provide your DD Form 214 which will provide the lender with documentation proving that you are a veteran. If you are still serving, it will be necessary to get and provide a statement of service by your personnel officer or commander. The statement must show the date of entry into the military and when you were ordered for active duty and for how much time.

As well as providing the certificate of eligibility and proof of service forms, it will be necessary to get other forms to secure a VA loan. You will need to get form 26-1880 if you have served in the National Guard, reserves and/or active duty. For those who are surviving spouses of veterans, then you will need form 26-1817 to get a VA loan. It will be very beneficial for you to work with a VA loan specialist to properly interpret the information on the forms so that you can confirm your eligibility status.